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Car Hire – Insurance Damage Excess – UK

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<p>Most car hire companies have a damage excess as a condition of their car rental insurance. A large percentage of car hire cost to the car rental company is taken up by the cost of insuring the car. To reduce their costs they've an excess amount on their policies.

The excess amount relates to the “collision damage waiver”. Part of the insurance cover. The excess amount is for damage to the rental car. The amount of excess can vary depending on the size of the car and the car rental company but is likely with the major companies to be in the region of GBP 600.00.

When you arrive at the rental location you'll given the opportunity to purchase cover for the eventuality that the vehicle is damaged and you're liable for part of the cost of repair.

There is usually more that one product offered. The products might differ in the amount the excess is reduced by. Some will. Example, only reduce the liability to GBP 200.00 whilst others will reduce the policy to zero. Some of the policies might've personal accident cover included. An example of the cost of reducing the excess to zero would be GBP 13.00 per day on top of your rental cost.

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