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Car Insurance – What Is Subrogation in Motor Insurance Claims?

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<p>What's subrogation in motor insurance claims?

In the context of Singapore, under the Barometer of Liability (BOLA) system, a subrogation claim is a claim made against the first party by the third party for the first party part in the accident. Subrogation claims can usually affect motorists when they least expect it.

For example, Mr. A was riding a motorbike in 2008 when a saloon car knocked into him from behind. Mr. A suffered some minor injuries and also damages to his motorbike. The accident was promptly reported to the authorities and left to the respective insurers of both parties to sort out the claims.

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