It may be tempting to drive around without automobile insurance in Indiana. This is never suggested. Your insurance ID card, which every insurance company in the state must issue with a new policy, is required when you go to register your vehicle. It's also mandatory that you present it if you're stopped by a police officer or if you need to appear in court because of a traffic violation. There is a way to find low cost automobile insurance in Indiana and it involves comparing rates.
Many people make the mistake of calling a well-known automobile insurance company, getting a quote and purchasing a policy. Although it's obviously important to have a well-respected company handling your insurance needs, there are many companies in the state of Indiana that offer well priced . Therefore it's essential to call or contact at least three or four to receive quotes. Prices can vary quite a bit from one company to another and you may be surprised by exactly how much you can save.
Before you do call any agents to get quotes ensure that you've all the necessary information nearby. This includes your vehicle information including the make and model, your own driving history. The driving history of anyone else you plan on insuring on the policy. If you've a spouse or partner who also has a vehicle of their own, ask for an additional quote that includes their vehicle. It's often cheaper to purchase one policy that covers all the automobiles in the home, than it's to purchase separate policies for each driver.
You may find that overzealous car insurance agents will try and sell you a policy that includes coverage you simply don't need. The best way to deal with them is to be firm. Polite and clear on exactly what you do need.