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Legal Requirements For Car Insurance – Houston, Texas


If you live in Houston Texas and would like to take a drive down to a Texan farm, be careful. The law is strict and it prohibits anyone from driving a vehicle without specific car insurance. A car owner must have the minimum liability auto insurance policy while driving in Texas. This means that you must be able to provide for your own cover and the damages that may arise if your car is involved in an accident, which causes damage to third party property and personal injury to others. The Texan law requires minimum coverage, commonly referred to as 25/50/25. This means that coverage must be available to the amount of $ 25000 for each injured person, $ 50000 for every accident and $ 25000 for damage to property. A policy for car insurance Houston Texas may suitably cover the above limits but if the damages are more than the above limits, it is important to note that the party affected may sue the car owner to recover the costs.

A car insurance Houston Texas policy would also need to be updated as per the legal requirements. This means that if you are having a policy that provides for low damage provisions, you need to upgrade that policy immediately to be on the better side of the law. Failure to do so would mean that you stand a risk of your insurance getting revoked and your registration being canceled. To once again apply for a registration involves the paying of a hefty penalty which may be delayed due to scrutiny of past records.

Major car insurance firms providing for car insurance Houston Texas policies advise their customers regularly about the updates that are available from time to time from the authorities. Immediate online quotes are also provided by most insurance companies providing for car insurance Houston Texas policies. It is always better to be on the safer side of the law and irrespective of whether you are a student or a veteran there are no provisions in the law that would provide you with specific exemptions because of your status. In fact if you receive a ticket for having no insurance while on the road, the second ticket would mean sure trouble which may even include cancellation of your registration certificate and excessive penalties. The internet is the best place to obtain all details about a Texas car insurance policy where you get online quotes as well.


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